# Redlands Community Hospital — employee health plan (carriers)

Source: DOL **Form 5500 Schedule A** (insurance information), plan **"Redlands Community Hospital Welfare Benefits Plan"**, EIN **95-1643347**, plan number 501. Latest filing = **plan year 2024** (also confirmed in 2023). Schedule A lists each insurance contract by carrier and benefit type.

## Headline
Medical is through **Cigna** — specifically **Cigna HealthCare of California** (an **HMO** with prescription-drug coverage), ~1,366 people covered.

## Full carrier lineup (plan year 2024)
| Benefit | Carrier | Persons covered |
|---------|---------|----------------:|
| **Medical (HMO) + Rx** | Cigna HealthCare of California | 1,366 |
| Dental | Cigna Health and Life Insurance Co. & Affiliates | 2,079 |
| Vision | EyeMed (via Fidelity Security Life) | 2,150 |
| Life / AD&D / accident / critical illness / hospital indemnity | Prudential Insurance Co. of America | 1,279 |
| EAP / behavioral health | Evernorth Behavioral Health (Cigna) | 4,245 |
| Voluntary accident / critical illness | Unum Life Insurance Co. | 6 |
| Critical illness / cancer | Provident Life and Accident | 2 |
| Legal plan | MetLife Legal Plans / Metropolitan General | ~150 |
| (Disability/other — no benefit type flagged) | Lincoln National Life; New York Life | 268; 113 |

## Notes
- **Cigna is the core health (medical, Rx, dental, behavioral/EAP) provider.** Vision, life, voluntary, and legal benefits are carved out to other carriers — a normal benefits structure.
- The medical is an **HMO** (Cigna HealthCare of CA), which is typically fully insured. The plan's Form 5500 lists a mix of "insurance" and "general-assets" funding, so some pieces (e.g., dental) may be self-funded/administered by Cigna rather than fully insured — Schedule A alone doesn't fully resolve funded vs. self-funded per benefit.
- A separate filing, **"Redlands Community Hospital Plus Program"** (PN 003, ~2,299 participants, insurance+trust funded), is a different plan and not the medical health plan.
- "Persons covered" = enrollees on that contract (employees + dependents), not employee headcount.
- Source datasets: DOL EFAST2 Form 5500 + Schedule A, plan years 2023–2024. https://www.dol.gov/agencies/ebsa/researchers/data/form-5500